Doutor FinançasLagosSpeak to us MORTGAGES IN PORTUGAL · RESIDENTS & NON-RESIDENTS
Understand your financing options before you commit to a property. We compare suitable solutions from Portuguese banks and guide you in English from the first assessment through to completion.
OUR PARTNER BANKS
We work with leading banks and specialist mortgage lenders in Portugal to identify solutions suited to each client's profile.
TWO DIFFERENT STARTING POINTS
Your residence status changes how a bank assesses the case. We start with your reality, not a generic simulation.
ALREADY LIVING IN PORTUGAL
We assess income earned in Portugal or abroad, existing commitments, deposit and property purpose before approaching the banks.
BUYING FROM ABROAD
We help organise foreign income evidence, liabilities and purchase details, then identify banks whose criteria fit your profile.
BEFORE YOU MAKE AN OFFER
Income, liabilities, age, term and bank affordability criteria.
Equity contribution plus taxes, valuation and completion costs.
Residence, nationality, income currency and property purpose.
A SIMPLE PROCESS
Purchase price, deposit, income, residence and timing.
We explain what may be possible and what documents are needed.
Your case is presented with the right structure and supporting evidence.
Approval, valuation, documents and coordination through to the deed.
MORE THAN A BANK COMPARISON
Our team explains the options clearly and supports the administrative and legal steps, from collecting documents to financing and the property deed.
Understand financing types, interest rates, fees, insurance and the conditions that matter to your case.
We act as a credit intermediary and present your case to financial institutions whose criteria may fit your profile.
We help organise the required documents and coordinate the steps between you, the bank and the property process.
Meet us at our Lagos office or manage the process remotely in English, wherever you are based.
CLIENT EXPERIENCES
“Tiago helped me plan and carry out everything.”
“He guided us through every step of the process.”
“Tiago offered excellent guidance and advice.”
LOCAL WHEN IT MATTERS
You can manage the process remotely, but there is always a real team behind your case and a physical Doutor Finanças office in Lagos.
VISIT OUR LAGOS OFFICE
Avenida Cabo Bojador, no. 4COMMON QUESTIONS
Portuguese banks do consider non-resident applications. The available amount and conditions depend on residence, income, liabilities, deposit, property and the bank's criteria.
It varies according to residence status, profile, bank and property. We calculate the financing and the additional purchase costs before you commit to a budget.
Typically identification, proof of address, income evidence, tax returns, bank statements, liabilities and property information. We provide a checklist adapted to your country and employment status.
The initial assessment and much of the process can be completed remotely in English. We coordinate the next steps according to your purchase and travel plans.
Our credit intermediation service is free to the client. Any bank commission or incentive applicable to our activity is disclosed as required before the credit agreement.
YOUR FIRST STEP
Tell our English-speaking team where you live, your approximate purchase price, deposit and timing. We will explain the next step.
Free initial assessment · No commitment